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Economic Activities

1. Mahalir Thittam

The main objective of Arumbugal Trust is to build the capacity of the poorr and less privileged women, in order to enable them to cross all social and economic barriers and thereby to facilitate their complete development into empowered citizen; Arumbugal Trust has empowered the women towards social and economic development through the formation of women self help groups. Since 2011 totally 818 women Self help group’s are actively formed and guided successfully. This programme was Monitored and guided by Mrs.Muthumeenal Project officer and Assistant Project officers of Mahalir Thittam.

To strengthen the SHG’s and their sustainable activities, Arumbugal Trust has provided needful support like orientation on SHG activities, proper guidance through regular follow up visits, entrepreneur development trainings and so on.

Taking this feature into deliberation for developing trained women ,Arumbugal Trust focused the essential activities in the reported period as follows:
  • Formation of Self Help Groups
  • Savings and credit mobilization
  • Credit linkages
Year
Men SHG’s
Women SHG’s
Total
Up to 2009
6
750
756
2010 - 2011
1
68
69
Total
7
818
825

Areas of Mahalir Thittam

The Working area of Arumbugal Trust in women development activities in Tirunelveli district is listed below

Programme strategy

Arumbugal Trust focused to form SHG’s among women who are below the poverty line, scheduled caste, widows, physically handicapped, orphan and destitute. The target groups were selected and trained to form a SHG as per the norms and conditions of Mahalir Thittam. Through regular field visits to these groups, Arumbugal Trust provided needful support by imparting knowledge on conducting group meetings, maintaining documents and record maintenance, managing of revolving fund etc. Also Arumbugal helped these groups to have linkages with banks and other departments for the benefit of self employment and other income generation programs.

2. Micro Credit Activities

Micro Credit is a vital and major activity of the SHG’s. Various Government schemes are implemented for the development of women. All the members were emphasized to save their money to fulfill their needs regularly. The amount was revolved within the group with a reasonable interest. Achievements in savings and credit mobilized are given here.
1
Total Savings
52,11,620/-
2
Internal Loans
17,51,8,250/-
3
Bank Loans
77,79000/-
4
Repayment in percentage
98%